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And, meditation has been shown to change people's brains for the better over time.Disclaimer: The courses offered in this certificate program regarding Complementary & Alternative Medicine (CAM) are purely educational and do not intend to serve as a license (or permission) to mental health professionals to prescribe or practice any of the approaches discussed in this certificate program unless they fall within the scope of practice of your profession.

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These cards won't charge any interest on purchases for an initial period, typically between three and 30 months, which means there's no immediate rush to pay off your balance.

Check with your licensing board about the scope of practice of your profession to make sure you practice within that scope.

It also does not serve as a permission to title yourself in any specific way.

For example: Joe buys a boiler for £810 with a credit card that offers 0% on purchases for 18 months, so he should set up a direct debit for £45 a month (810÷18).

Provided you don't make any more purchases or cash withdrawals, this will ensure that you don't pay interest on what you've borrowed.

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